Does homeowners insurance cover flooding?

Flood damage from external sources of water (water entering from outside the home), is not typically covered by standard homeowner insurance policies. Flooding can occur from storms; over-saturated ground; rising ground water; overflowing or surging of natural water bodies such as rivers, creeks, streams, ponds, lakes;  or even runoff from your own back yard. You can purchase a separate flood insurance policy through the National Flood Insurance Program.

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1. Who should I contact if I see flooding?
2. Where is flooding likely to occur?
3. How do I know if my home is susceptible to flooding?
4. Does homeowners insurance cover flooding?
5. Why are residents being asked to clear debris from drains?
6. I live on a stream. Do I really need to keep my stream banks clear of all debris?
7. Who do I call if I see a blockage or large debris build up?
8. Can Centerville City come to my house to help stack sandbags or assess my needs?
9. Where can I get sandbags?
10. How much should a sandbag be filled?
11. How long do sandbags last?
12. How should I dispose of my sandbags?
13. Will Centerville City pick up sandbags I no longer need?